Payment Terms & Conditions

Effective Date: June 20, 2025

1. Accepted Payment Methods

We accept the following forms of payment:

• Credit or Debit Card (Visa, MasterCard, American Express, Discover)
• ACH Bank Transfers (available upon request)
• Business Checks (subject to approval)
• Digital Payments 

2. Invoicing and Payment Schedule

• Invoices are issued upon project initiation, completion, or on a recurring basis      (monthly/quarterly), depending on the service agreement.
• Payment is due upon receipt, unless otherwise stated in your individual contract or service agreement.
• Services may be paused or terminated if payment is not received within [e.g., 7 or 14] days of the invoice due date.

3. Credit Card Usage Policy

By providing your credit or debit card information, you authorize us to charge your card for the agreed-upon services. See our full Credit Card Usage Policy for more details.

• We do      not store your card details directly; they are securely processed through a PCI-compliant payment processor.
• For recurring services, your card may be billed automatically unless canceled in writing.

4. ACH / Bank Transfers

• Clients may opt to pay via ACH or direct deposit upon request.
• Returned ACH transactions due to insufficient funds or incorrect account details may incur a $35 NSF fee.
• Services may be suspended until full payment is received and cleared.

5. Refund & Cancellation Policy

• Payments for services already rendered are non-refundable.
• For pre-paid or ongoing services, refund eligibility will be reviewed on a      case-by-case basis.
• To request a cancellation or refund, contact us in writing at info@keptsrvcs.com.

6. Chargebacks and Disputes

• If you believe there has been an error in billing, please notify us immediately.
• Filing a chargeback without first attempting to resolve the issue with us may be considered a breach of your service agreement.
• We reserve the right to suspend services, charge administrative fees, and pursue collections if a chargeback is filed inappropriately.

7. Late Payments

• Late payments may be subject to a [e.g., 1.5% per month] late fee or $25 per month for bookkeeping services or 1.5% of the consulting total, whichever is greater.
• Continued non-payment may result in termination of services and/or referral to collections.

8. Modifications to Payment Terms

We reserve the right to modify these payment terms at any time. Updates will be posted on our website and effective immediately unless otherwise stated.

9. Contact Us

If you have any questions about these payment terms, please contact: info@keptsrvcs.com